VCSBank

Security. Reliability. Functionality.

VCSBank is an integrated modular system covering all aspects of banking activity. It consists of a Core (Core Banking) and its accompanying business modules encompassing processes related to retail banking and wholesale operations. All modules are operating with common statical data, they are integrated in a uniform system for access control and management, and are customer-oriented.

The uniform approach to on-screen dialogues and menus design, the universal system of context-dependent links, and the thorough active control ensure a unified and easily comprehensible access for the end users to all of the bank’s information resources.

Regardless of their origin – a branch of the bank, Internet banking, payment systems SWIFT/BISERA/RINGS, ATM etc. – all bank transactions are standardized and processed in a uniform manner online in the course of a continuous working mode (24x7).

SCREENSHOTS

Core Banking

P

Parameterization and setup

Allowing system modification conforming with the particular bank’s specifics

P

Access control

Defining types of standard users, audit traces, dynamic monitoring of active users

P

General ledger

Multi-currency, adjustable chart of accounts, work with financial centers, operational reports and journals, financial statements

P

Customer information file

Customer registration and maintenance of their electronic files

Retail banking

P

Deposits

Term deposits, current accounts, savings, budget and special accounts

P

Cash payments

One-stop counters, cash-desk journals, activity and availability of banknotes

P

Utility payments and recurring payments

Specialized registers and interfaces

P

Loans and contingent liabilities

Consumer, home, and trade loans, bank guarantees, collateral, insurance, credit portfolio

Intra-bank operations

P

FOREX

Deal registers, payments, positions

P

Securities

Government securities, corporate securities, mutual funds, interface with the Central Depository, settlement of payments

P

Money market

Deal register, payments

P

Management of nostro accounts

Link rules, reconciliation procedure (evening out)

Other business modules

P

Bank vault

Description, a register of visits, fees

P

VAT

Invoicing, journals, returns

P

Long-term assets

An inventory book, an accounting and tax amortization plan, revaluation

P

Reports and queries

User queries, reports for analysis and control, reports for the national regulator and other institutions