Eclisys

Automated System for Expected Loss Provisioning

Executing expected loss provisioning with Eclisys simplifies the daily work of banking experts while significantly optimizing the provisioning process. The solution follows all the requirements of International Financial Reporting Standard - IFRS9.

Fully Integrated Solution

No matter the specifics of your organization’s core banking system, Eclisys secures fast and easy data transfer via open APIs.

Flexible Model Configuration

The system allows easy parametrization of an infinite number of simulations following your provisioning model.

Flexible Timing and Validation

Financial institutions are able to calculate the expected credit losses for different reporting intervals, while comparing results with externally-stored data.

Streamline Expected Loss Provisioning with Eclisys

Eclisys is an automated system designed to simplify and optimize the expected loss provisioning process. Developed in accordance with the latest International Financial Reporting Standard (IFRS9), Eclisys is tailored to the specific needs of banking experts.

Dashboard showing provisions by portfolio and stage

Contemporary Approach to Credit Losses

Eclisys supports multiple methodologies to calculate the expected credit losses. The system covers all stages to ensure IFRS9 compliance and automates both calculations and default status assignment based on predefined rules, while continuously validating each asset’s stage against a defined set of criteria.

Asset data import by multiple channels

Defining a default status based on predefined rules

Unlimited number of portfolios and criterias

Simplified Credit Loss Calculation

Eclisys is designed to automate and optimize provisioning processes through a mathematically proven and efficient approach. The platform enables asset provisioning across multiple test simulations, with results available for export following user assessment and validation. It incorporates advanced mechanisms for risk parameter estimation and ensures accurate, automated stage assignment by continuously validating each asset against predefined criteria.

Key Features

Unlimited Simulations

Eclisys powers the aggregation of all variables, manages multiple risk models, performs test simulations, and automate the classification and measurement of the assets and liabilities.

Automated Process

Eclisys following IFRS9 requirements enables an automated estimation of provisions for credit loses.

Convenient Reports and Analyses

Eclisys supports strong reporting capability, enabling the delivery of advanced analytics through multiple reports, charts, and graphs.

Intuitive Interface

Easy‐to‐use UI provides a transparent workflow, enabling the usage of predefined rules and methodologies for impairment calculations and estimating the ECL in different scenarios.