Intelligent IFRS 9 Expected Credit Loss Management

Streamline and automate IFRS 9 impairment process with Eclisys. Designed to reduce manual effort and increase calculation accuracy, the platform empowers risk and finance teams to efficiently manage expected credit loss provisioning from data collection to regulatory reporting.

Seamless Ecosystem Connectivity

Eclisys integrates effortlessly with any core banking or data architecture, enabling secure, real-time data exchange through open APIs and scalable integration layers.

Adaptive Modeling and Simulations

The platform empowers users to build, configure, and manage a wide range of risk and provisioning scenarios in the form of simulations, fully aligned with internal methodologies and regulatory expectations.

Flexible Risk Modeling Framework

Supports configurable PD, LGD, EAD, SICR, and macroeconomic models, allowing institutions to align calculations with internal methodologies and regulatory requirements.

Eclisys

Streamline Expected Credit Loss Provisioning with Eclisys

Eclisys is a purpose-built platform that automates and optimizes the expected credit loss provisioning process, reducing complexity and improving operational efficiency. Fully aligned with the latest IFRS 9 requirements, it is designed to meet the practical needs of banking and risk professionals, enabling more accurate, consistent, and efficient impairment calculations.

Dashboard showing provisions by portfolio and stage

Modern Approach to Credit Loss Modeling

Eclisys provides a flexible, modern framework for calculating expected credit losses, supporting multiple methodologies within a fully IFRS 9–compliant environment. The platform automates the entire impairment workflow, from data import and default identification to staging and ECL calculation, using configurable rule sets that ensure consistent, transparent, and repeatable outcomes across all portfolios.

Multi-channel data integration

Automated default and staging logic driven by configurable rules

Scalable portfolio architecture

Efficient and Streamlined Provisioning Engine

Eclisys delivers a robust and efficient framework for credit loss calculation, enabling institutions to run multiple provisioning scenarios with ease. Designed for flexibility and performance, the platform supports iterative analysis, allowing users to review, validate, and export results as part of a controlled decision-making process. It enhances analytical precision through advanced estimation techniques for key risk components and maintains consistent classification of exposures by continuously applying rule-based checks across the portfolio.

Key Features

Unlimited Simulations

Eclisys powers the aggregation of all variables, manages multiple risk models, performs test simulations, and automate the classification and measurement of the assets.

Automated Process

Eclisys enables the automated calculation of credit loss provisions in compliance with IFRS9 requirements.

Convenient Reports and Analyses

Eclisys supports strong reporting capability, enabling the delivery of advanced analytics through multiple reports, charts, and graphs.

Intuitive Interface

Easy‐to‐use UI provides a transparent workflow, enabling the usage of predefined rules and methodologies for impairment calculations and estimating the ECL in different scenarios.